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Purchasing car insurance on line can save you time and money. When applying for an auto insurance quote online be sure to take the time to answer each question accurately. When applying for auto insurance you have to be completely honest when answering questions. However do not rush through the online process trying to get through it as quickly as possible.
Many of the questions that are asked of you to get an online car insurance quote are directly proportional to the premium that you will be paying. You may have a tendency to rush through the process but the time that you take and the answers that you give can save you hundreds of dollars.
When answering the questions it helps to have your vehicle's owner manual in front of you with a list of the vehicle's options and safety features. Various options can save you money. Many motorists' overlook vehicle features and end up not informing their insurance company, this causes them to have to pay higher premiums.
When applying on line you will be asked questions about the features of you car and you need to answer these questions correctly. If you do not know the answers refer to your owner's manual or your the list of vehicle options. An anti theft device will give you a discount. If you do not have an anti-theft device then you may consider buying one and installing it before acquiring or changing your insurance. Sketched windows also give you a discount. Sketched windows are simply you VIN number etched into each window. This gives added protection against vehicle theft.
Ask your insurance company for a complete list of vehicle features that give a discount to the driver. Or simply search on the internet. Then consider making some changes to your vehicle that will equate to savings month after month for years to come. Choose to park your car in a garage if you have one available. You might as well clean out all of the junk and put that car in your garage as this will save you money on insurance each month as well as preserve your vehicle.
Also you should have any certificates that you have obtained such as defensive driver course and also transcripts with students GPA on them with you when you apply for on line car insurance. Each driver in the house should take defensive driving. First of all it is a very good course with practical application and secondly it will also give you a 5% - 10% discount on your insurance premium. If you have any students in your house you can get a discount if their GPA is 3.0 or greater. They may require you to fax proof of grades to the on line car insurance carrier. Obtaining on line car insurance can save you hundreds of dollars a year. Compare prices and select a company that has a good reputation on customer service.
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